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How much money is my structured settlement worth?
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Home / How much money is my structured settlement worth?
The best way to determine the value of your structured settlement or annuity is to contact a structured settlement purchaser. In order to get a value for your entire structured settlement or annuity the purchase will need certain information from you:
- The amount of each payment you are expecting to receive
- The name of the structured settlement company that issues your payments
- The date of each payment you expect to receive
- Indicate whether or not the payments or for a certain period of time, such as each month for ten years, or whether they pay for your lifetime only
- Provide a copy of your benefits letter or other documentation confirming the timing and amounts of your structured settlement payments.

Remember your structured settlement is not worth the sum of all the individual payments added together. Remember, you are selling someone the rights to your structured settlement payments in the future, if someone promised you the right to $1,000 a year from today, would you offer them $1,000? Of course not, because you have to wait a year to receive the money. This is called the time value of money, in simple terms, money you will receive in the future is worth less then money in your pocket today. For more information about the time value of money see our section here.

Below are examples of the value of different structured settlements paid out in differing amounts over varying periods of time. Although every structured settlement recipient should independently verify how much their structured settlement is worth.
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Sell Structured Settlement Example #1:
Structured Settlement: 96 Monthly Payments of $2,000 from MetLife
Beginning: October 12, 2025 Ending: September 12, 2033 Structured Settlement Buyer: JG Wentworth
201 King of Prussia Road, Suite 501
Radnor, PA 19087What is it Worth: $111,333
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Sell Structured Settlement Example #2:
Structured Settlement: 416 Weekly Payments of $350 from Nationwide
Beginning: October 12, 2025 Ending: October 5, 2033 Structured Settlement Buyer: Peachtree Financial
330 I Quantum Boulevard
Boynton Beach, FL 33426What is it Worth: $81,669
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Sell Structured Settlement Example #3:
Structured Settlement: 18 Annual Payments of $15,000 from Prudential Financial, Inc.
Beginning: October 12, 2025 Ending: October 12, 2042 Structured Settlement Buyer: Stone Street Capital
7316 Wisconsin Ave
Bethesda, MD 20814What is it Worth: $97,011
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Sell Structured Settlement Example #4:
Structured Settlement: 60 Quarterly Payments of $5,000 from Protective
Beginning: October 12, 2025 Ending: July 12, 2040 Structured Settlement Buyer: Novation Capital
1641 Worthington Rd
West Palm Beach, FL 33409What is it Worth: $122,843
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Sell Structured Settlement Example #5:
Structured Settlement: Lumpsum Payment of $500,000 from Mass Mutual
On: October 12, 2034 Structured Settlement Buyer: Seneca One
7920 Norfolk Ave #300
Bethesda, MD 20814What is it Worth: $153,754
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Sell Structured Settlement Example #6:
Structured Settlement: 48 Monthly Payments of $1,500 from Allstate
Beginning: October 12, 2025 Ending: September 12, 2029 Structured Settlement Buyer: Settlement Capital
14755 Preston Rd #130
Dallas, TX 75254What is it Worth: $51,390
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Sell Structured Settlement Example #7:
Structured Settlement: 624 Weekly Payments of $400 from Allianz
Beginning: October 12, 2025 Ending: October 5, 2037 Structured Settlement Buyer: JG Wentworth
201 King of Prussia Road, Suite 501
Radnor, PA 19087What is it Worth: $117,734
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Sell Structured Settlement Example #8:
Structured Settlement: 12 Annual Payments of $50,000 from Aviva
Beginning: October 12, 2025 Ending: October 12, 2036 Structured Settlement Buyer: Peachtree Financial
330 I Quantum Boulevard
Boynton Beach, FL 33426What is it Worth: $271,031
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Sell Structured Settlement Example #9:
Structured Settlement: 40 Quarterly Payments of $4,000 from Allianz
Beginning: October 12, 2025 Ending: July 13, 2035 Structured Settlement Buyer: Stone Street Capital
7316 Wisconsin Ave
Bethesda, MD 20814What is it Worth: $83,458
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Sell Structured Settlement Example #10:
Structured Settlement: Lumpsum Payment of $400,000 from New York Life
On: October 12, 2030 Structured Settlement Buyer: Novation Capital
1641 Worthington Rd
West Palm Beach, FL 33409What is it Worth: $207,747
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Sell Structured Settlement Example #11:
Structured Settlement: 84 Monthly Payments of $2,500 from Cincinnati Life
Beginning: October 12, 2025 Ending: September 11, 2032 Structured Settlement Buyer: Seneca One
7920 Norfolk Ave #300
Bethesda, MD 20814What is it Worth: $124,813
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Sell Structured Settlement Example #12:
Structured Settlement: 420 Weekly Payments of $450 from Fidelity
Beginning: October 12, 2025 Ending: November 2, 2033 Structured Settlement Buyer: Settlement Capital
14755 Preston Rd #130
Dallas, TX 75254What is it Worth: $105,549
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Sell Structured Settlement Example #13:
Structured Settlement: 22 Annual Payments of $25,000 from Genworth
Beginning: October 12, 2025 Ending: October 12, 2046 Structured Settlement Buyer: JG Wentworth
201 King of Prussia Road, Suite 501
Radnor, PA 19087What is it Worth: $158,967
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Sell Structured Settlement Example #14:
Structured Settlement: 50 Quarterly Payments of $3,000 from Pacific Life
Beginning: October 12, 2025 Ending: January 11, 2038 Structured Settlement Buyer: Peachtree Financial
330 I Quantum Boulevard
Boynton Beach, FL 33426What is it Worth: $66,057
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Sell Structured Settlement Example #15:
Structured Settlement: Lumpsum Payment of $300,000 from Travelers
On: October 13, 2031 Structured Settlement Buyer: Stone Street Capital
7316 Wisconsin Ave
Bethesda, MD 20814What is it Worth: $136,676
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Sell Structured Settlement Example #16:
Structured Settlement: 39 Monthly Payments of $1,700 from Transamerica
Beginning: October 12, 2025 Ending: December 12, 2028 Structured Settlement Buyer: Novation Capital
1641 Worthington Rd
West Palm Beach, FL 33409What is it Worth: $50,531
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Sell Structured Settlement Example #17:
Structured Settlement: 604 Weekly Payments of $500 from Aurora National Life
Beginning: October 12, 2025 Ending: May 17, 2037 Structured Settlement Buyer: Seneca One
7920 Norfolk Ave #300
Bethesda, MD 20814What is it Worth: $133,517
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Sell Structured Settlement Example #18:
Structured Settlement: 14 Annual Payments of $40,000 from USAA
Beginning: October 12, 2025 Ending: October 12, 2038 Structured Settlement Buyer: Settlement Capital
14755 Preston Rd #130
Dallas, TX 75254What is it Worth: $240,083
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Sell Structured Settlement Example #19:
Structured Settlement: 48 Quarterly Payments of $2,000 from Lincoln Financial
Beginning: October 12, 2025 Ending: July 13, 2037 Structured Settlement Buyer: JG Wentworth
201 King of Prussia Road, Suite 501
Radnor, PA 19087What is it Worth: $45,282
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Sell Structured Settlement Example #20:
Structured Settlement: Lumpsum Payment of $200,000 from AXA Equitable
On: October 12, 2036 Structured Settlement Buyer: Peachtree Financial
330 I Quantum Boulevard
Boynton Beach, FL 33426What is it Worth: $42,989
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Sell Structured Settlement Example #21:
Structured Settlement: 76 Monthly Payments of $1,800 from State Farm
Beginning: October 12, 2025 Ending: January 12, 2032 Structured Settlement Buyer: Stone Street Capital
7316 Wisconsin Ave
Bethesda, MD 20814What is it Worth: $86,999
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Sell Structured Settlement Example #22:
Structured Settlement: 512 Weekly Payments of $300 from ING (ReliaStar Life)
Beginning: October 12, 2025 Ending: August 10, 2035 Structured Settlement Buyer: Novation Capital
1641 Worthington Rd
West Palm Beach, FL 33409What is it Worth: $77,734
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Sell Structured Settlement Example #23:
Structured Settlement: 16 Annual Payments of $30,000 from John Hancock
Beginning: October 12, 2025 Ending: October 12, 2040 Structured Settlement Buyer: Seneca One
7920 Norfolk Ave #300
Bethesda, MD 20814What is it Worth: $187,952
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Sell Structured Settlement Example #24:
Structured Settlement: 40 Quarterly Payments of $2,500 from Reliance
Beginning: October 12, 2025 Ending: July 13, 2035 Structured Settlement Buyer: Settlement Capital
14755 Preston Rd #130
Dallas, TX 75254What is it Worth: $48,332
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Sell Structured Settlement Example #25:
Structured Settlement: Lumpsum Payment of $800,000 from Security Mutual
On: October 12, 2033 Structured Settlement Buyer: JG Wentworth
201 King of Prussia Road, Suite 501
Radnor, PA 19087What is it Worth: $261,521
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Sell Structured Settlement Example #26:
Structured Settlement: 42 Monthly Payments of $2,300 from Americo Financial
Beginning: October 12, 2025 Ending: March 13, 2029 Structured Settlement Buyer: Peachtree Financial
330 I Quantum Boulevard
Boynton Beach, FL 33426What is it Worth: $71,183
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Sell Structured Settlement Example #27:
Structured Settlement: 536 Weekly Payments of $550 from Hartford
Beginning: October 12, 2025 Ending: January 26, 2036 Structured Settlement Buyer: Stone Street Capital
7316 Wisconsin Ave
Bethesda, MD 20814What is it Worth: $145,521
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Sell Structured Settlement Example #28:
Structured Settlement: 23 Annual Payments of $60,000 from Monumental Life
Beginning: October 12, 2025 Ending: October 13, 2047 Structured Settlement Buyer: Novation Capital
1641 Worthington Rd
West Palm Beach, FL 33409What is it Worth: $407,523
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Sell Structured Settlement Example #29:
Structured Settlement: 52 Quarterly Payments of $3,500 from Great American
Beginning: October 12, 2025 Ending: July 13, 2038 Structured Settlement Buyer: Seneca One
7920 Norfolk Ave #300
Bethesda, MD 20814What is it Worth: $78,164
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Sell Structured Settlement Example #30:
Structured Settlement: Lumpsum Payment of $700,000 from Standard Life
On: October 12, 2028 Structured Settlement Buyer: Settlement Capital
14755 Preston Rd #130
Dallas, TX 75254What is it Worth: $460,261
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Sell Structured Settlement Example #31:
Structured Settlement: 90 Monthly Payments of $3,000 from CIGNA
Beginning: October 12, 2025 Ending: March 13, 2033 Structured Settlement Buyer: JG Wentworth
201 King of Prussia Road, Suite 501
Radnor, PA 19087What is it Worth: $155,865
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Sell Structured Settlement Example #32:
Structured Settlement: 448 Weekly Payments of $425 from Royal Life
Beginning: October 12, 2025 Ending: May 18, 2034 Structured Settlement Buyer: Peachtree Financial
330 I Quantum Boulevard
Boynton Beach, FL 33426What is it Worth: $99,671
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Sell Structured Settlement Example #33:
Structured Settlement: 29 Annual Payments of $10,000 from Midland National
Beginning: October 12, 2025 Ending: October 12, 2053 Structured Settlement Buyer: Stone Street Capital
7316 Wisconsin Ave
Bethesda, MD 20814What is it Worth: $65,509
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Sell Structured Settlement Example #34:
Structured Settlement: 70 Quarterly Payments of $4,500 from Amica
Beginning: October 12, 2025 Ending: January 12, 2043 Structured Settlement Buyer: Novation Capital
1641 Worthington Rd
West Palm Beach, FL 33409What is it Worth: $109,602
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Sell Structured Settlement Example #35:
Structured Settlement: Lumpsum Payment of $600,000 from Sun Life
On: October 12, 2032 Structured Settlement Buyer: Seneca One
7920 Norfolk Ave #300
Bethesda, MD 20814What is it Worth: $239,782
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Sell Structured Settlement Example #36:
Structured Settlement: 54 Monthly Payments of $1,900 from Berkshire Hathaway
Beginning: October 12, 2025 Ending: March 13, 2030 Structured Settlement Buyer: Settlement Capital
14755 Preston Rd #130
Dallas, TX 75254What is it Worth: $72,547
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Sell Structured Settlement Example #37:
Structured Settlement: 600 Weekly Payments of $375 from Farmers
Beginning: October 12, 2025 Ending: April 19, 2037 Structured Settlement Buyer: JG Wentworth
201 King of Prussia Road, Suite 501
Radnor, PA 19087What is it Worth: $104,083
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Sell Structured Settlement Example #38:
Structured Settlement: 19 Annual Payments of $20,000 from American Equity
Beginning: October 12, 2025 Ending: October 13, 2043 Structured Settlement Buyer: Peachtree Financial
330 I Quantum Boulevard
Boynton Beach, FL 33426What is it Worth: $117,549
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Sell Structured Settlement Example #39:
Structured Settlement: 64 Quarterly Payments of $5,500 from United of Omaha
Beginning: October 12, 2025 Ending: July 13, 2041 Structured Settlement Buyer: Stone Street Capital
7316 Wisconsin Ave
Bethesda, MD 20814What is it Worth: $130,993
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Sell Structured Settlement Example #40:
Structured Settlement: Lumpsum Payment of $400,000 from Equitable
On: October 12, 2029 Structured Settlement Buyer: Novation Capital
1641 Worthington Rd
West Palm Beach, FL 33409What is it Worth: $220,916
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